Money transfer comparison | Compare best exchange rates - Wise (2024)

1 USD = 0.920750 EURMid-market exchange rate

less than a minute ago


ProviderShould arriveExchange rate(1 USD → EUR)Transfer feeRecipient getsSending 1,000 USD

Powered byMoney transfer comparison | Compare best exchange rates - Wise (2)

in 20 hours

0.920750Mid-market rate [?]5.52 USDTransparent fee [?]915.67 EUR

Powered byMoney transfer comparison | Compare best exchange rates - Wise (4)

in 20 hours

0.920750Mid-market rate [?]6.52 USDTransparent fee [?]914.75 EUR-0.92 EUR

in 3-5 days

0.9142000.00 USD914.20 EUR-1.47 EUR

within 7 days

0.9155341.99 USD913.71 EUR-1.96 EUR
Money transfer comparison | Compare best exchange rates - Wise (7)

in 20 hours

0.920750Mid-market rate [?]9.03 USDTransparent fee [?]912.44 EUR-3.23 EUR

in 1-2 days

0.9082990.00 USD908.30 EUR-7.37 EUR

in 1-4 days

0.9070090.00 USD907.01 EUR-8.66 EUR

within 5 days

0.9034380.99 USD902.54 EUR-13.13 EUR

within 3 hours

0.8982390.00 USD898.24 EUR-17.43 EUR

in 1-5 days

0.8942225.00 USD889.75 EUR-25.92 EUR

in 1-5 days

0.8827184.99 USD878.31 EUR-37.36 EUR
We’re always honest with our customers. And honestly, we’re not the cheapest this time. So while there are cheaper options, they might not be the fairest or the fastest.

The above information applies when you pay in via bank transfer.

Money transfer comparison | Compare best exchange rates - Wise (14)

Get more for your money with Wise

Unlike most banks, Wise uses the real exchange rate for sending money — just like the one used by Google. Combine that with a low, upfront fee, and you get international transfers that are cheap, fair and transparent.

Get my free account

How sending money with Wise works


Tell us who you’re sending to, and what currency they need. If you’re sending a lot of money, we might need to run a few identity checks.


Pay into Wise’s bank account in the country you’re sending from. You’ll see the fees upfront, and we’ll convert your money at the mid-market rate.


Next, Wise’s account in your recipient’s country pays the money straight into their account. Your money never crosses borders.

Money transfer comparison | Compare best exchange rates - Wise (15)

How to spot unfair money transfers

  • Exchange rate
  • Free transfers
  • Total cost

There’s only one fair exchange rate

Banks and other providers often set their own, unfriendly exchange rates. It means that you pay more than you need to, and they pocket the difference.

We do it differently. We always give you the real, mid-market exchange rate — like you’d find on Google.

Money transfer comparison | Compare best exchange rates - Wise (16)

Why you can trust us

Over 16 million happy customers trust Wise to move over $10 billion dollars of their money, every month. And they’ve given us 155,400+ five-star reviews on TrustPilot.

Wise uses smart technology, from the people who built Skype. It means your money never crosses currency zones. And because that’s cheaper to do, we pass the savings on to you.

Unlike banks, we don't loan your money out to other people and businesses. We safeguard it instead. This means we hold it securely with stable, major financial institutions, and always separately from our own money.

Money transfer comparison | Compare best exchange rates - Wise (17)

Mathu from India

I live abroad & also have my connection back to India by sending money to my family.

Mathu's story

Frequently asked questions

Get started now

I'm an expert in international currency exchange and financial transactions. My knowledge spans various aspects of the foreign exchange market, including exchange rates, transfer fees, and the mechanisms behind international money transfers.

Now, let's delve into the concepts mentioned in the article:

  1. Exchange Rates: The article provides real-time information on the exchange rate between USD and EUR. The mid-market exchange rate is presented as 1 USD = 0.920750 EUR. This rate is commonly referred to as the interbank rate or spot rate and represents the midpoint between the buying and selling prices in the global currency markets.

  2. Transfer Fees: The article discusses the transparent fees associated with transferring money through Wise. It emphasizes the importance of using the mid-market rate for currency conversion and highlights the fees involved in different transfer scenarios, such as a fixed fee for a specified amount of money.

  3. Transfer Duration: The time it takes to complete a money transfer is explained in detail. Factors influencing the transfer duration include the countries involved, the payment method used, the timing of the payment, and security checks. The article assures customers that Wise strives to move money as quickly as possible.

  4. Wise Account: The concept of a Wise account is introduced as a multi-currency account that allows users to hold money in over 40 currencies. It provides personal account numbers and bank codes for various currencies, offering users a convenient way to send and receive money internationally with minimal fees.

  5. Fair and Transparent Transactions: The article emphasizes Wise's commitment to fair, transparent, and cost-effective international money transfers. It contrasts Wise's approach with traditional banks that often employ unfriendly exchange rates, resulting in customers paying more than necessary.

  6. Customer Trust and Reviews: Wise highlights the trust placed in its services by over 16 million customers who move significant amounts of money monthly. The article mentions positive reviews on TrustPilot and underscores the use of smart technology from the creators of Skype to ensure secure and efficient transactions.

  7. Pricing Structure: The pricing structure is outlined, with Wise charging a low service fee and using the real, mid-market exchange rate for currency conversion. The article encourages users to check the full breakdown of fees for their specific transfer route on the Wise pricing page.

  8. Unfair Exchange Rates: The article educates readers about the potential pitfalls of using banks and other providers that set their own unfriendly exchange rates. Wise positions itself as a solution that provides customers with the real exchange rate, similar to what one would find on platforms like Google and Yahoo.

In summary, the article serves as a comprehensive guide to international money transfers, offering insights into exchange rates, fees, transfer duration, the Wise account, and the advantages of choosing Wise over traditional banking methods.

Money transfer comparison | Compare best exchange rates - Wise (2024)
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